THE FINANCIAL SUCCESS CHECKLIST
THE MOST LIFE-EFFECTIVE, TIME-EFFECTIVE PATH
tba, in process but massively beneficial.
Remember, this is about health and happiness in balance with what it takes to feel financially ok!
Life will be easier, and more full of what you truly want, if you follow these!
MORE MONEY PER AMOUNT OF EFFORT
__ Match them to career, using expert help.
__ Make yourself really valuable. Learn alot more that others. It will save you time in the long run.
__ Find role models and copy the best of what they do.
__ Get the most expert coaches and teachers that you can. Read the key top sources in your field. Learn to be an expert.
__ Balance those factors that must be in place for you to be time-energy effective (body, relationship, time).
__ Should be "easy", productive, and allow for virtually stress free days.
MORE VALUE PER AMOUNT OF DOLLARS
__ Smallest house that is workable (use "space" utilization maximization)
__ Consider, highly, the time (commute) factor.
INVESTING
WHAT IS NEEDED
__ Calculate the amount of money you will need at your retirement (various dates if you wish).
__ Consider this sure way of covering yourself if you live longer, so you don't have to save
you'll have enough no matter how long you live, based on a simple principle, also a social
security strategy that is very beneficial.
__ Calculate what it will take in terms of saving and (conservatively estimated) returns (use a
compounding software program)
__ Do the savings automatically (automatic deposits/withdrawals)
SPENDING MANAGEMENT
__ Never buy the needlessly expensive way (do consider time, however). See Spending And
__ Keep extra leeway in accounts and make all payments automatic.
__ Always put away 10-20% of what you make - and don't spend anymore that what is left.
LEARN ONLY WHAT IS NEEDED
__ Find and follow procedures for most financial matters. Just use checklists that work.
